DJ Construction Completes Renovation for United Way

County Not-for-Profit ready to serve from new offices.

WARSAW – September 18, 2014—Now that United Way of Kosciusko County, Inc., and DJ Construction have completed an office renovation in Warsaw’s central business district, the county not-for-profit is ready and eager to serve from its new offices, according to Patricia Coy, executive director for the United Way.

The 1,276 sq. ft. updated suite located at 119 East Center Street contains both open and private office space, a conference room, meeting room, and break room. New paint, flooring, doors, and trim were added to the reconfigured area, giving the space a fresh, welcoming aesthetic.

“It’s always a pleasure to take an unused, vacant space and then being creative to turn that space into a functional office,” said Mike Miller, Manager of Business Development at DJ Construction.

“The United Way of Kosciusko County plays a vital role in our community. DJ is appreciative to Patricia and the board of directors for allowing us to partner with them to create an attractive office area in their new downtown location.”

Coy said DJ Construction was able to work within a limited budget and meet the completion date.

About DJ Construction:
DJ is committed to helping its clients solve facility challenges from master planning and assessment to management and construction. The company provides a customer-driven approach to the building delivery process for all sizes of projects, including renovations and repairs.

For more information, contact:, or call 574-269-1645.

TSA Pre-Check Introduced at South Bend Airport

 south_bend_airport_logoEligible passengers can begin using TSA Prelanes now

South Bend Airport is the latest airport to receive TSA Pre ™, expanding the number of total of airports participating in the program to more than 100. 

TSA Pre™ is an expedited screening program that allows pre-approved airline travelers to leave on their shoes, light outerwear and belt, keep their laptop in its case and their 3-1-1 compliant liquids/gels bag in a carry-on in select screening lanes. To date, more than 18 million passengers have experienced TSA Pre™ since it launched in October 2011.

“As TSA continues to move away from a one-size-fits-all approach to transportation security, we are looking for more opportunities to provide the most effective security in the most efficient way possible,” said TSA Administrator John S. Pistole. “Expanding TSA Pre™ to more locations enables many more passengers across the country to experience expedited screening.”

Passengers who are eligible for TSA Pre™ include U.S. citizens of frequent traveler programs invited by participating airlines. Additionally, U.S. citizens who are members of a U.S. Customs and Border Protection (CBP) Trusted Traveler program and Canadian citizens who are members of CBP’s NEXUS program qualify to participate. Later this year TSA will launch an application program, allowing more U.S. citizens to enroll in TSA Pre™.

Eligible passengers traveling on Alaska Airlines, American Airlines, Delta Air Lines, Hawaiian Airlines, United Airlines, US Airways and Virgin America may receive expedited screening benefits. JetBlue and Southwest are expected to begin participating when operationally ready.

If a passenger is eligible for expedited screening, a TSA Pre™ indicator will be embedded in the barcode of the boarding pass so that when scanned at the checkpoint, the passenger may be referred to a TSA Pre™ lane. Many participating airlines already print a TSA Pre™ indicator directly on the boarding pass so passengers will know in advance they have been cleared for expedited screening. TSA will always incorporate random and unpredictable security measures throughout the airport. No individual will be guaranteed expedited screening.

Travelers can check for information on locations and hours of active TSA Pre™ lanes.

The Transportation Security Administration (TSA) was created in the wake of September 11, 2001, to strengthen the security of the nation’s transportation systems and ensure the freedom of movement for people and commerce. Today, TSA secures the nation’s airports and screens all commercial airline passengers and baggage. TSA uses a risk-based strategy and works closely with transportation, law enforcement and intelligence communities to set the standard for excellence in transportation security. TSA’s workforce comprises approximately 50,000 frontline officers who screen approximately 1.8 million travelers each day at more than 450 airports nationwide. For more information about TSA, please visit our website at

Lakeland Art Association Seeking Sponsors for 2014 Sculpture Exhibit

The Lakeland Art Association is partnering with the City of Warsaw to bring a collection of Seward Johnson sculptures to our community from June through September, 2014.

The public art exhibit titled Walk-n-Wander Warsaw will include life-like sculptures located within walking distance of Warsaw’s Courthouse Square.  Mary Bowlin, Outside Sales Manager at the Oakwood Resort in Syracuse, commented, “I saw this exhibit in Auburn and thought it was fabulous!  I will be sure to come to Warsaw and see the sculptures next summer.”

To date, the committee has sponsors for thirteen sculptures, with a goal of twenty.  Steve and Suzie Light were the first to commit to sponsoring a sculpture.  Others following as master sponsors are:  Wes Anglin Re/Max Lakes , CenturyLink, Richard and Linda Dilling, Denny and Kim Fuller, Hall & Marose Silveus Insurance, Kosciusko County Community Foundation, Lake City Bank, McHatton-Sadler Funeral Chapels, Miller’s Merry Manor, and Esther Pfleiderer Charitable Trust.  In addition, the Kosciusko County Convention, Recreation & Visitor Commission will sponsor two sculptures.

The specific sculptures chosen cannot be confirmed for next summer until a leasing contract is signed with the Seward Johnson Foundation and payment can be made. The number of sculptures to be displayed will depend on the success of fundraising efforts by year end.  There are multiple levels of sponsorship available.  A full list of sponsors and complete information is available on the City’s website at

A Master Donor Board will be displayed in Downtown Warsaw during the four-month exhibit.  Colorful brochures with the walking tour map and listing of sculptures with sponsors will be available throughout the community.  The exhibit is expected to draw visitors from across northern Indiana and surrounding states.

Questions about Walk-n-Wander Warsaw  can be directed to Darla McCammon (Lakeland Art Association), 527-4044,, or Michelle Bormet (Mayor’s Office), 372-9595,

TriKappa check presentation

TriKappa president Shari Skaggs and member Sara England are shown presenting a check for $300 to members of the 2014 Walk-n-Wander Warsaw planning committee.  Left to right:  Mary Kittrell, Kosciusko County Convention & Visitors Bureau;  Cindy Dobbins, WCDC; Skaggs and England; Darla McCammon, Lakeland Art Association; Michelle Bormet, Warsaw Mayor’s Office; Paula Bowman, First Friday Events Coordinator.  Donations will be accepted through mid December for the exhibit of life-size sculptures in Downtown Warsaw next summer.

Maximize Your Charitable Gift (“Tis the Season”)

SYM FinancialAs we near the end of 2013, we will likely spend some time assessing the past twelve months and then turn our attention to preparing tax returns. The fact that it has been a good year for the markets is undisputable. The equity returns of 2013 have left many of our clients with significant unrealized capital gains in their portfolios. To most investors, these gains represent a future tax obligation. If considered differently, these gains can become a valuable tool for tax advantaged gifting.

Careful planning around how to make a charitable gift to a qualifying organization can positively impact your final tax bill for 2013. For example, if you are in the highest marginal tax bracket and plan to give a cash gift of $25,000, you can save up to $9,900 in taxes, which is obviously quite good. However, if you were to make the same charitable contribution using highly appreciated securities from your taxable investment portfolio, there is the potential of an additional $2,975 in capital gains tax savings*. By donating $25,000 in stocks or mutual funds with a cost basis of $12,500 (a 100% capital gain) you will save a total of $12,875 in taxes. The difference comes from the fact that you didn’t have to pay taxes on the investment gains because you didn’t sell them in order to donate them. And because you gave them to a qualifying charity, there is no tax due because the organization is exempt from a tax obligation on the investment gain.

The value of gifting highly appreciated securities is not limited to large gifts. Our institutional partners, Charles Schwab & Co. Inc. and Fidelity Investments have accounts that will allow you to realize the same tax advantages of gifting highly appreciated securities but with convenience similar to giving cash.  Both Schwab and Fidelity offer Charitable Donor Accounts (CDAs) that accept one-time gifts of securities. Once the CDA is established, the donor retains the ability to recommend portions of the account as gifts to qualifying charities, even over many years into the future. As the donor, you receive a tax deduction at the time you make the gift to the CDA. In addition, you are able to realize greater tax savings by using highly appreciated securities.

Besides large one time gifts, you can also consider giving recurring gifts or smaller amounts on an annual basis. Creating a CDA in 2013 may be a good way to meet your planned giving goals in 2014. Whether used for contributions to your Church or your annual United Way contribution, you benefit by not only supporting a cause you believe in but doing so in a tax advantaged way. Whether your charitable contributions are small or large, or consist of one or many gifts, the tax benefits of using highly appreciated securities can be significant. If end of year gifting is on your “to do” list or you would like to maximize the value of your gifts for 2014, contact your SYM advisor to discuss whether this strategy is appropriate for you.

*Highest capital gain tax rate of 20% plus additional 3.8% Medicare tax on investment income

Connecting Business With Opportunity

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